Welcome to Lodestar Finance
Loans don’t have to be complicated, we make them simple. A completely free service from start to finish, with unlimited support and proactive six-month reviews, so your loan always keeps working for you.
60+
Lenders
Lodestar Finance Pty Ltd
Credit Representative (CRN 571879) of Purple Circle FS
Australian Credit Licence 486112
FBAA Accredited
60+ Lenders Compared
Australia’s Trusted finance experts
The right people and the right process—helping you get approvals faster and settle sooner, without the stress.
HOW IT WORKS
Whether it’s your first home, growing your business, or covering life’s next big move, here’s exactly what working with Lodestar Finance looks like:
We start with a quick, obligation-free conversation about what you need and what you can afford, usually around 20 minutes.
Instead of one bank's one answer, we search across our full panel of 60+ lenders to find the options that actually suit your situation.
We handle the paperwork, chase the details, and keep you updated at every stage, so you're never left wondering what's happening.
Once you're settled, we don't disappear. We check in every six months to make sure your loan is still the best option available to you.
Our Services
Dreaming of your first home? We help first-time buyers, families, and investors find a home loan that actually fits their budget, whether you're buying your first place or your fifth.
Running a small business is tough, we make it easier with business loan funding that grows with you, not against you.
Get a personal loan approved quickly, without the stress, for life's curveballs or its Opportunities.
Grants, guarantees, and guidance to get you into your first home sooner.
Switch to a better rate or unlock equity, without the guesswork.
Loan structures built to support your portfolio, not just your next purchase.
Get into the market sooner with as little as 5% deposit.
Flexible income verification options for business owners and contractors.
WHY A BROKER BEATS GOING DIRECT
Walk into a bank and you’ll get whatever that bank is offering that week. Go direct to an online lender and you’re locked into one product, one set of rules, one rate. A mortgage broker works differently, and for you, not for a single lender.
Going Direct to a Bank | A Single Digital Lender | Lodestar Finance | |
|---|---|---|---|
Lenders compared | 1 (their own) | 1 (their own) | 60+ |
Cost to you | Free | Free | Free, always |
Who they work for | The bank | The lender | You |
Ongoing reviews | Rarely | Rarely | Every 6 months |
Why People Choose Us?
We never charge you for paperwork or advice. Our service is completely free, from application to approval.
Have questions before, during, or after your loan? Our team is always here to guide you.
CALCULATORS
Curious what you could borrow, or what your repayments might look like? Try one of our free calculators, no signup required.
Our Lenders
We partner with Australia’s most reliable banks and financial institutions to bring you competitive rates, flexible terms, and stress-free loan options.
Our Vision
Lovepreet Singh Sangha
Director, Principal Broker
Our Team
Our aggregators
Lodestar Finance partners with Purple Circle Financial Services Pty Ltd, Australia’s first broker-owned aggregation group.
Testimonials
Went through Lodestar Finance for my home loan and it was honestly a really good experience. No pressure, no confusion. They just explained things properly and got it done. Would use them again.
I was expecting the whole loan process to be a headache, but it wasn’t. Lovepreet handled most of it and kept checking in so I knew where things were at. Made life a lot easier.
Everything was pretty straightforward and communication was solid the whole way through. Saved me money too, so no complaints.
As a first home buyer I had no idea what I was doing. The team at Lodestar were patient and answered all my questions without making me feel silly. Really appreciate that.
Really easy to deal with and super responsive. If I had a question, they got back to me quickly. Didn’t feel stressed at any point, which says a lot.
The process was smooth from start to finish. Nothing dragged on and everything was explained clearly. Overall just a solid, reliable experience.
FAQs
It’s free, it’s obligation-free, and it usually takes less than 20 minutes to get started.