Fast Business Loan: How Quickly Can You Get Approved?
A fast business loan can genuinely settle within 24 to…
Welcome to Lodestar Finance
Loans don’t have to be complicated, we make them simple. A completely free service from start to finish, with unlimited support and proactive six-month reviews, so your loan always keeps working for you.
Lodestar Finance Pty Ltd · Credit Representative (CRN 571879) of Purple Circle FS · Australian Credit Licence 486112 · FBAA Accredited · 60+ Lenders Compared
Australia’s Trusted finance experts
The right people and the right process—helping you get approvals faster and settle sooner, without the stress.
Our Services
Dreaming of your first home? We help first-time buyers, families, and investors find a home loan that actually fits their budget, whether you're buying your first place or your fifth.
Running a small business is tough, we make it easier with business loan funding that grows with you, not against you.
Get a personal loan approved quickly, without the stress, for life's curveballs or its opportunities.
Our Lenders
We partner with Australia’s most reliable banks and financial institutions to bring you competitive rates, flexible terms, and stress-free loan options.
HOW IT WORKS
Whether it’s your first home, growing your business, or covering life’s next big move, here’s exactly what working with Lodestar Finance looks like:
We start with a quick, obligation-free conversation about what you need and what you can afford, usually around 20 minutes.
Instead of one bank’s one answer, we search across our full panel of 60+ lenders to find the options that actually suit your situation.
We handle the paperwork, chase the details, and keep you updated at every stage, so you’re never left wondering what’s happening.
Once you’re settled, we don’t disappear. We check in every six months to make sure your loan is still the best option available to you.
WHY A BROKER BEATS GOING DIRECT
Walk into a bank and you’ll get whatever that bank is offering that week. Go directly to an online lender and you’re locked into one product, one set of rules, one rate. A mortgage broker works differently, and for you, not for a single lender.
Going Direct to a Bank | A Single Digital Lender | Lodestar Finance | |
|---|---|---|---|
Lenders compared | 1 (their own) | 1 (their own) | 60+ |
Cost to you | Free | Free | Free, always |
Who they work for | The bank | The lender | You |
Ongoing reviews | Rarely | Rarely | Every 6 months |
CALCULATORS
Curious what you could borrow, or what your repayments might look like? Try one of our free calculators, no signup required.
Why People Choose Us?
We never charge you for paperwork or advice. Our service is completely free, from application to approval.
Have questions before, during, or after your loan? Our team is always here to guide you.
Our aggregators
Lodestar Finance is proud to partner with Purple Circle Financial Services Pty Ltd for aggregation, and holds FBAA accreditation as part of our commitment to professional standards.
Testimonials
Posted on Google![]()
BHUPINDER KAURTrustindex verifies that the original source of the review is Google.
Thank you Lovepreet for helping me to refinance my home loan with such a great rate. Your service was unquestionably sincere and you have gone all out to help me in refinancing my home. I’m very happy that I can now afford my monthly instalments. I will have no hesitation to recommend you to all my family members.Posted on Google![]()
Harminder SinghTrustindex verifies that the original source of the review is Google.
I really couldn’t believe how lovy managed to get me the Car finance that quickly. It was excellent service and I found Lovy to be very helpful and honest. I got my Mercedes refinanced so quick and efficiently. I will recommend him to all my contacts in the near future. I thank him so much again for all the help he’s given me.Posted on Google![]()
annu maanTrustindex verifies that the original source of the review is Google.
We had a great experience getting our car loan through Lodestar Finance. The process was quick, easy, and stress-free. A special thanks to lovepreet singh for the outstanding support and professionalism throughout the process. Everything was explained clearly, and we were kept informed every step of the way. We highly recommend Lodestar Finance to anyone looking for a smooth and reliable car loan experience. Thank you!Posted on Google![]()
Chirag LadTrustindex verifies that the original source of the review is Google.
Really good assistance with getting a car loan and offered pretty reasonable deals and financial options by Mr. Lovepreet. Definitely will get their services in future again.Posted on Google![]()
Harpreet SinghTrustindex verifies that the original source of the review is Google.
Absolutely outstanding service from Lodestar Finance. Highly recommend to anyone looking for reliable and expert financial guidance!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Went through Lodestar Finance for my home loan and it was honestly a really good experience. No pressure, no confusion. They just explained things properly and got it done. Would use them again.
I was expecting the whole loan process to be a headache, but it wasn’t. Lovepreet handled most of it and kept checking in so I knew where things were at. Made life a lot easier.
Everything was pretty straightforward and communication was solid the whole way through. Saved me money too, so no complaints.
As a first home buyer I had no idea what I was doing. The team at Lodestar were patient and answered all my questions without making me feel silly. Really appreciate that.
Really easy to deal with and super responsive. If I had a question, they got back to me quickly. Didn’t feel stressed at any point, which says a lot.
The process was smooth from start to finish. Nothing dragged on and everything was explained clearly. Overall just a solid, reliable experience.
Our Vision
Lovepreet Singh Sangha
Director, Principal Broker
Our Team
Director, Principal Broker
Business Development Manager
Digital Marketing Manager
Blog & News
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FAQs
Usually 20% of the property value, but some lenders accept less with conditions.
Yes, but options may be limited, and interest rates are generally higher.
Many lenders give approval within a few days if documents are ready.
Not always — unsecured loans are available but may come with higher interest.
It varies by lender, but most require steady proof of income.
Yes, though some lenders may charge an early repayment fee.
It depends on your purpose, income, and repayment capacity — a finance advisor can guide you.
Yes, too many applications in a short time can lower your score.
It’s free, it’s obligation-free, and it usually takes less than 20 minutes to get started.