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Lodestar Finance

Welcome to Lodestar Finance

Home, Business and Personal Loans, Compared Across 60+ Lenders

Loans don’t have to be complicated, we make them simple. A completely free service from start to finish, with unlimited support and proactive six-month reviews, so your loan always keeps working for you.

60+

Lenders

Lodestar Finance Pty Ltd  ·  Credit Representative (CRN 571879) of Purple Circle FS  ·  Australian Credit Licence 486112  ·  FBAA Accredited  ·  60+ Lenders Compared

Australia’s Trusted finance experts

 

With over 60 lenders, we’ve helped 950+ people secure the best loan they deserve

Lenders
10 +
Transparency
10 %
Clients Served
10 +

The right people and the right process—helping you get approvals faster and settle sooner, without the stress.

Our Services

We Search the Market to Find the Right Lender and the Best Deal for You

Home Loans

Dreaming of your first home? We help first-time buyers, families, and investors find a home loan that actually fits their budget, whether you're buying your first place or your fifth.

Business Loans

Running a small business is tough, we make it easier with business loan funding that grows with you, not against you.

Personal Loans

Get a personal loan approved quickly, without the stress, for life's curveballs or its opportunities.

Also Exploring

Low Deposit Home Loans
Self-Employed Home Loans

Our Lenders

The Right Lenders, The Right Loan

We partner with Australia’s most reliable banks and financial institutions to bring you competitive rates, flexible terms, and stress-free loan options.

HOW IT WORKS

Getting a Loan Sorted, in Four Simple Steps

Whether it’s your first home, growing your business, or covering life’s next big move, here’s exactly what working with Lodestar Finance looks like:

A Free, No-Pressure Chat

We start with a quick, obligation-free conversation about what you need and what you can afford, usually around 20 minutes.

We Compare 60+ Lenders for You

Instead of one bank’s one answer, we search across our full panel of 60+ lenders to find the options that actually suit your situation.

Application & Approval Support

We handle the paperwork, chase the details, and keep you updated at every stage, so you’re never left wondering what’s happening.

Settlement & Ongoing Reviews

Once you’re settled, we don’t disappear. We check in every six months to make sure your loan is still the best option available to you.

WHY A BROKER BEATS GOING DIRECT

One Bank Gives You One Answer. We Give You 60+.

Walk into a bank and you’ll get whatever that bank is offering that week. Go directly to an online lender and you’re locked into one product, one set of rules, one rate. A mortgage broker works differently, and for you, not for a single lender.

 

Going Direct to a Bank

A Single Digital Lender

Lodestar Finance

Lenders compared

1 (their own)

1 (their own)

60+

Cost to you

Free

Free

Free, always

Who they work for

The bank

The lender

You

Ongoing reviews

Rarely

Rarely

Every 6 months

CALCULATORS

Get a Real Number in Under a Minute

Curious what you could borrow, or what your repayments might look like? Try one of our free calculators, no signup required.

Why People Choose Us?

Because life’s too short for complicated finance

100% Free Service, No Fees, Ever

We never charge you for paperwork or advice. Our service is completely free, from application to approval.

Unlimited Support, Anytime You Need

Have questions before, during, or after your loan? Our team is always here to guide you.

Proactive 6-Month Loan Reviews

We check in every six months to review your loan and ensure you’re getting the best options available.

Our aggregators

Backed by Accreditation You Can Check

Lodestar Finance is proud to partner with Purple Circle Financial Services Pty Ltd for aggregation, and holds FBAA accreditation as part of our commitment to professional standards.

Testimonials

Amazing Reviews From Our Clients

Posted on Google Google
BHUPINDER KAUR profile picture
BHUPINDER KAUR
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you Lovepreet for helping me to refinance my home loan with such a great rate. Your service was unquestionably sincere and you have gone all out to help me in refinancing my home. I’m very happy that I can now afford my monthly instalments. I will have no hesitation to recommend you to all my family members.
Posted on Google Google
Harminder Singh profile picture
Harminder Singh
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I really couldn’t believe how lovy managed to get me the Car finance that quickly. It was excellent service and I found Lovy to be very helpful and honest. I got my Mercedes refinanced so quick and efficiently. I will recommend him to all my contacts in the near future. I thank him so much again for all the help he’s given me.
Posted on Google Google
annu maan profile picture
annu maan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had a great experience getting our car loan through Lodestar Finance. The process was quick, easy, and stress-free. A special thanks to lovepreet singh for the outstanding support and professionalism throughout the process. Everything was explained clearly, and we were kept informed every step of the way. We highly recommend Lodestar Finance to anyone looking for a smooth and reliable car loan experience. Thank you!
Posted on Google Google
Chirag Lad profile picture
Chirag Lad
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Really good assistance with getting a car loan and offered pretty reasonable deals and financial options by Mr. Lovepreet. Definitely will get their services in future again.
Posted on Google Google
Harpreet Singh profile picture
Harpreet Singh
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutely outstanding service from Lodestar Finance. Highly recommend to anyone looking for reliable and expert financial guidance!
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Jake Wilson

Went through Lodestar Finance for my home loan and it was honestly a really good experience. No pressure, no confusion. They just explained things properly and got it done. Would use them again.

Lauren McKay

I was expecting the whole loan process to be a headache, but it wasn’t. Lovepreet handled most of it and kept checking in so I knew where things were at. Made life a lot easier.

Tom Reynolds

Everything was pretty straightforward and communication was solid the whole way through. Saved me money too, so no complaints.

Gurpreet Singh

As a first home buyer I had no idea what I was doing. The team at Lodestar were patient and answered all my questions without making me feel silly. Really appreciate that.

Chloe Bennett

Really easy to deal with and super responsive. If I had a question, they got back to me quickly. Didn’t feel stressed at any point, which says a lot.

Rohan Patel

The process was smooth from start to finish. Nothing dragged on and everything was explained clearly. Overall just a solid, reliable experience.

Our Vision

Helping people isn’t just part of our business, it’s the reason we exist. Whether it’s a new home, a car, or a better loan, our purpose is simple: to make life easier and brighter for the people we serve.

Lovepreet Singh Sangha

Director, Principal Broker

Impact Broker Badge

Our Team

Meet Our Professional Team Members

Lovepreet Singh Sangha

Director, Principal Broker

Harjinder Singh

Business Development Manager

Armaghan Afzaal

Digital Marketing Manager

Blog & News

Insights From Lodestar Finance

Fast Business Loan: How Quickly Can You Get Approved?

Fast Business Loan: How Quickly Can You Get Approved?

A fast business loan can genuinely settle within 24 to…

Start Up Business Loan: How to Fund a New Business in Australia

Start Up Business Loan: How to Fund a New Business in Australia

Getting a start up business loan is harder than financing…

Business Loan Bad Credit: Your Options in Australia

Business Loan Bad Credit: Your Options in Australia

Having bad credit makes getting a business loan harder, not…

FAQs

Frequently Asked Questions

Usually 20% of the property value, but some lenders accept less with conditions.

Yes, but options may be limited, and interest rates are generally higher.

Many lenders give approval within a few days if documents are ready.

Not always — unsecured loans are available but may come with higher interest.

It varies by lender, but most require steady proof of income.

Yes, though some lenders may charge an early repayment fee.

It depends on your purpose, income, and repayment capacity — a finance advisor can guide you.

Yes, too many applications in a short time can lower your score.

Ready to Compare 60+ Lenders and Find Your Best Loan?

It’s free, it’s obligation-free, and it usually takes less than 20 minutes to get started.